This is the capital equation of home care. Every operational function — scheduling, compliance, billing, referral management, payroll, training — requires all three components to work. The system alone does nothing without a person to run it. The person can't operate without designed processes connecting the tools.
Most agencies cannot fund all three simultaneously. So the owner becomes the scheduler, the billing specialist, the intake coordinator, and the compliance officer — stretched across every function, operating none of them at full capacity. Growth doesn't stall because of bad management. Growth stalls because the traditional architecture demands capital most agencies don't have.